Business Master Consulting
Whenever a business needs a loan, the presentation of the loan details (use of funds), the forward looking plan for the business (business plan) and the past performance of the company (historical data) must be presented to the lender in a format that is understandable, professional and coherent. Our Funding experts know how to present your loan proposal in the most favorable possible light, with a professional finish that insures your proposal is read. Loan officers are inundated with many requests for funding per day, most requests receive a cursory glance and are immediately denied because either the data needed for an informed decision are not readily ascertainable or the data doesn’t tell the story of the request in an easily digestible manner.
We cannot guarantee loan approval, but we can prepare your loan package in a comprehensive and professional manner that gives your business the best opportunity for consideration. If, during the information gathering process, our funding expert finds that changes are needed to improve the chances for funding (whether management, credit worthiness, or presentation) they can make recommendations to the owner to make those changes prior to submission. We also have a network of non-standard lenders to assist businesses that have been designated problem credits by the standard lending organizations (banks).
Key Benefits
- Professional business plan, use of funds, and historical presentation
- Recommendations to improve opportunity
- Alternate funding sources for problem credits
Funding & Cash Flow Continued
Capabilities
Business and Strategic Plan
Create a comprehensive business and strategic plan that justifies the lending request while providing the potential lender with appropriate historical data, management expertise, and evaluation of management controls.
Use of Funds
Create a comprehensive use of funds including forward projection of profitability, affect on the balance sheet and business cash flow. All worksheets tied together and balanced can be used later to project cash flows, evaluate performance and perform “what if” calculations. This portion of the loan package becomes a management tool for the business to use.
Alternate Funding Sources
Our network of alternative funding sources provides options for businesses with less than perfect credit, unusual collateral, or sale leaseback options.
Cash Flow Projections and Management
Our Consulting staff can train Managers in the use of cash flow projection tools, develop budgets with Flex projections that project cash flow if sales goals are not reached, design Flash reports that provide management with a snapshot of business operations.
Are you ready to plan for your future? Contact us today.